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Years of experience with helping local buyers and sellers navigate the D.C. real estate market has given us the expertise of locating the finest properties and negotiating the best deals for our clients. We do the hard work for you; staying up to date with the latest market conditions, government regulations, and upcoming developments.

Fritz Hubig has been helping people find their dream homes in the DC area for over 15 years.

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General questions and answers to help you on your home buying journey.

When To Use a 1031 Exchange

If selling one investment property and buying another within 180 days, you may be able to take advantage of the IRS code which allows investors to delay tax liability. You can avoid capital gains tax on the sale and purchase of your investment properties as long as they are “like-kind”, meaning a multi-family building for another multi-family building or a single family home for another single family home.

How To Hire A Contractor

Many people may not know where to start when it comes to hiring a contractor. It is standard practice to get three quotes before choosing a professional. It may also be a good idea to ask to see each contractor’s portfolio of work. Developing a timeline and materials list is an essential next step of your home project and should preferably be done with your chosen contractor. The benefit of including a contractor to review and approve your desired materials and products before you order them is that it may save you time and money throughout your project. Since we own our own contracting company, we may be able to help you. Please contact me for more details.

Insuring Your Condo

In addition to the master insurance of your condo that covers the entire building, individual owners can get coverage for the interior of their unit. There are different types of master policies but they all should cover common spaces and the building’s exterior. Few master policies offer protection unit interiors. Owners can purchase an H06 policy which covers interior improvements, personal property, and offers liability protection.

When Does a Landlord Need a Business License

In the District of Columbia, owners of buildings with four or more units must obtain a business license from DCRA. Once a building permit is issued, small landlords can also obtain a rent control exemption from RAD, the Department of Housing and Consumer Development, Rental Accommodations Division. Without this exemption, landlords may lose their right to increase rents from year to year.

How Much House Can You Afford

Lenders use debt-to-income ratios to determine a maximum mortgage amount. This ratio is the percentage of your monthly gross income that you use towards monthly bills. There is a front ratio and a back ratio expressed 33/38. The front ratio consists of only the percentage of your income used to pay household bills while the back ratio is the percentage of your income used towards consumer debt in addition to household bills. Following these ratios, your household/consumer debt should consist of 33-38% of your monthly gross income. These guidelines are just that, however, and can be greatly affected by your down payment amount, credit, and loan program.

Fritz Hubig

Founder and Principal

Fritz Hubig is a proven, success-oriented sales and business development manager with more than 15 years’ experience in real estate, media, and technology development. With focused expertise in strategy, operations, product management/product placement, PR and marketing, he brings a huge amount of diverse energy to his projects. His experience driving marketing strategies and tactics enabled the Bryan Group, to facilitate more than $150 million in real estate sales for several leading-edge developers. At Green DC Realty he was a licensed NAR GREEN™ Realtor® in charge of strategic media placement and sales and responsible for selling the very first LEED Platinum home in Maryland, the Bethesda Netzero Home, nine whole months before construction was finished!

Recent goals reached include locating unique spaces and strategic opportunities for accelerating sales for his real estate team.

Fritz’s specialties are comprised of multiple disciplines including branding, video and print, partnerships, strategic sales and strategy, condominium conversions, residential real estate, partnerships with interior designers and architects, new home sales, and international real estate.

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